Meet Fernando
Nando is a 2008 West Point graduate and former Army Aviation Officer who spent over 15 years leading missions with the 160th SOAR, deploying 11 times to Iraq and Afghanistan, plus tours in Europe and Central America. After leaving active duty in 2024, he parlayed his leadership skills into real estate investing, buying his first home at Fort Campbell in 2015, and today owns residential and commercial properties across Middle and East Tennessee. Based in Nashville, he's Evolution Mortgage's VA-loan specialist, still serves as a U.S. Army Reserve Officer, trains in Brazilian Jiu-Jitsu, and coaches youth wrestling.
What clients say
Fernando Martinez was an absolute pleasure to work with. He kept me informed throughout the entire process and made buying a new house easy. Idefinitely would recommend and work with him again.
Evolution Mortgage LLC was highly recommended and Fernando sought the best outcome towards the desired house purchase end state. Thank you for making the house buying process flawless and easy.
Fernando Martinez and Samantha Adams at Evolution Mortgage were both amazing! We were closing on our home long distance and they could not have been more helpful or knowledgeable.
Where Fernando lends
Licensed in 14 states. Not sure if your area is covered? Just reach out. Fernando is happy to check.
Estimate your payment
Ballpark your monthly payment, then reach out to Fernando for your real, personalized rate.
Estimate only. Based on the rate you set above (not an offered rate or APR), a 30-year fixed term, ~1.1% property tax, and 0.55% insurance. Your actual rate depends on your credit, location, and loan type.

