Meet William
Will is an Army veteran who graduated from the United States Military Academy at West Point in 2018 and commissioned as an Armor Officer. During his 5.5 years on active duty, he held roles as an M1A2 Tank Platoon Leader, HHC Executive Officer, and Battalion Logistics Officer. While serving, Will was also a real estate investor, completing fix-and-flip renovations in Savannah, GA, and remotely in Port St. Lucie, FL.
After leaving the military, Will transitioned to working full-time as a mortgage loan originator, driven by a desire to teach other Active Duty, Reserve, and National Guard service members about the VA loan and how to maximize this benefit to begin building wealth, just as he did by using the VA loan himself.
When he's not working, Will loves spending time with his wife, daughter, and their two dogs. He's also big on working out and hitting the shooting range when he gets the chance.
What clients say
As a Realtor, I can truly appreciate the quality of a great lender. William Xu was phenomenal to work with from the start. He provided updates from beginning to end that helped keep everyone informed and met every deadline with timeliness and efficiency. Don't hesitate to reach out to him to get started on a great home loan experience.
Working with Will was a great experience! He was very honest and upfront about the process. I always felt like I knew what I needed to do and how I could be prepared so everything went as smooth as possible. He was always quick to get back to me and answered all my questions throughly so I knew what exactly what was going on!
We worked with William Xu and his team to close on our recent home. From the beginning, he made our experience easy and kept us well informed. … Daily check ins, weekly syncs, step by step videos, and explanations of everything when we needed it. … As a Veteran himself, he understood the lifestyle and how to support. 5 stars, 10/10, can't say enough about how great it went.
Where William lends
Licensed in 22 states + D.C.. Not sure if your area is covered? Just reach out. William is happy to check.
Estimate your payment
Ballpark your monthly payment, then reach out to William for your real, personalized rate.
Estimate only. Based on the rate you set above (not an offered rate or APR), a 30-year fixed term, ~1.1% property tax, and 0.55% insurance. Your actual rate depends on your credit, location, and loan type.