Home Purchase

Find out how much home you can afford!

Know exactly what you can afford before you start searching for a home.

Ready to buy your first home or next home?

Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and getting a favorable rate doesn't have to be stressful.

The home purchase loan process

1

Complete our simple mortgage pre-approval letter request

2

Receive options based on your unique criteria and scenario

3

Compare mortgage interest rates and terms

4

Choose the offer that best fits your needs

What will my payment look like?

Adjust the numbers to see a realistic monthly payment, then get your real rate from a loan officer.

Home price$420,000
$100k$1.5M
Down payment $84,00020%
0%50%
Interest rate6.25%
3%9%
Loan term
Estimated monthly payment
$2,661
on a $336,000 loan amount
Principal & interest$2,069
Property taxes$385
Insurance & fees$208
Get my real rate

Estimate only. The rate above is set by you, not an offered rate or APR. Assumes ~1.1% property tax and ~0.35% + $85/mo insurance & fees; both vary by location. Not an offer of credit or a commitment to lend.

Do I qualify?

To determine if you qualify, lenders review your total monthly debt as a percentage of your gross monthly income. The acceptable percentage varies by the loan program you apply for, and we'll help you find the right fit.

Fixed & adjustable rates

Fixed-rate and adjustable-rate (ARM) options across a range of terms.

Conforming & jumbo

Conforming, jumbo, and super jumbo loans for homes at any price point.

FHA, VA & USDA

Government-backed programs with low down payments and flexible credit guidelines.

First-time buyer ready

Guidance and programs designed for first-time and repeat buyers alike.

Get in touch

No forms, no queue. Reach a licensed loan officer directly and talk through your options.

No obligation. You'll talk to a real, licensed loan officer, never a call center.

Start your mortgage journey today

Whether you're a first-time buyer or looking to refinance, our experts walk you through every step, from rate options and loan programs to a smooth closing.