Terms of Use

These Terms of Use (“Terms”) govern your access to and use of the https://evolutionmortgage.com website (“Site”), operated by Evolution Mortgage, LLC (“Evolution Mortgage,” “we,” “us,” or “our”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Site.

Acceptance of terms

By accessing, browsing, or using this Site, you acknowledge that you have read, understood, and agree to be bound by these Terms and by all applicable laws and regulations. We may revise these Terms at any time without notice. Your continued use of the Site following the posting of any changes constitutes your acceptance of those changes.

Use of the Site

You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of, the Site by any third party. You may not use the Site to transmit any unlawful, harassing, defamatory, abusive, threatening, harmful, or otherwise objectionable material, or to attempt to gain unauthorized access to any portion of the Site, other accounts, computer systems, or networks connected to the Site.

Not a commitment to lend

The information provided on this Site is for general informational purposes only and does not constitute an offer or commitment to lend, a guarantee of any particular rate or term, or financial, legal, or tax advice. All loan programs, rates, terms, and conditions are subject to change without notice and to credit approval, underwriting, and program guidelines. Any calculators, estimates, or tools on the Site are for illustrative purposes only and do not represent an actual loan approval, application, or commitment. Actual rates, payments, and costs may vary.

Intellectual property

All content on this Site, including but not limited to text, graphics, logos, images, and software, is the property of Evolution Mortgage, LLC or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, display, or create derivative works from any content on the Site without our prior written consent.

Third-party links

The Site may contain links to third-party websites or services that are not owned or controlled by Evolution Mortgage, LLC. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites or services. You acknowledge and agree that we are not responsible or liable for any damage or loss caused by or in connection with your use of any such content, goods, or services available through any third-party site.

Electronic communications

When you use the Site or send communications to us, you consent to receive communications from us electronically. You agree that all agreements, notices, disclosures, and other communications we provide to you electronically satisfy any legal requirement that such communications be in writing, to the extent permitted by applicable law.

Disclaimer of warranties

The Site and all content, materials, and services are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied. To the fullest extent permitted by law, Evolution Mortgage, LLC disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, secure, or error-free, or that any defects will be corrected.

Limitation of liability

To the fullest extent permitted by applicable law, Evolution Mortgage, LLC and its officers, employees, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or relating to your access to or use of, or inability to access or use, the Site or any content on it, whether based on warranty, contract, tort, or any other legal theory.

Equal housing lender

Evolution Mortgage, LLC is an Equal Housing Lender. NMLS #2432729. We do business in accordance with applicable federal and state fair lending laws. Evolution Mortgage, LLC is not affiliated with, endorsed by, or sponsored by the U.S. Department of Veterans Affairs, FHA, USDA, or any other government agency. Licensing information can be verified through the NMLS Consumer Access website at nmlsconsumeraccess.org.

Changes to these terms

Evolution Mortgage, LLC reserves the right to modify or replace these Terms at any time in our sole discretion. When we do, we will revise the updated date at the bottom of this page. It is your responsibility to review these Terms periodically. Your continued use of the Site after any changes constitutes your acceptance of the new Terms.

Governing law

These Terms shall be governed by and construed in accordance with the laws of the state in which Evolution Mortgage, LLC is organized, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in that state.

Contacting us

If you have any questions about these Terms of Use, please contact us at:

This document was last updated on January 1, 2026.